Medicare Supplement Plan N

Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan K, Plan L, Plan M, Plan N
Plan N - Medicare Part A - Hospital Services - Per Benefit Period
Plan A
Services / Part A
In 2010 Medicare Pays
Plan N Pays
You Pay
HOSPITALIZATION*
Semiprivate room and board,
general nursing and miscellaneous services and supplies

-First 60 days
All but $1100.00
$1100.00 (Part A Deductible)
$0
-61st through 90th day
All but $275.00 a day
$275.00 a day
$0
-91st day and after
-While using 60 lifetime reserve days
All but $550.00 a day
$550.00 a day
$0
-Once lifetime reserve days are used:
-Additional 365 days
$0
100% of Medicare Eligible Expenses $0
-Beyond the additional 365 days
$0
$0
All costs
SKILLED NURSING FACILITY CARE*
You must meet Medicare's
requirements, including having been in a hospital for at least 3 days and entered a Medicare approved facility within 30 days after leaving the hospital

-First 20 days
All approved amounts
$0
$0
-21st day through 100th day
All but $137.50 a day
Up to $137.50
a day
$0
-101st day and after
$0
$0
All costs
BLOOD

-First 3 Pints
$0
3 pints
$0
-Additional amounts
100%
$0
$0
HOSPICE CARE
Available as long as your doctor certifies you are terminally ill and you elect to receive these services
All but very limited coinsurance for outpatient drugs and inpatient respite care
Medicare co-payment / coinsurance
$0

Plan N - Medicare Part B - Medical Services - Per Calendar Year
Plan A
Services / Part B
In 2010 Medicare Pays
Plan N Pays
You Pay
MEDICAL EXPENSES
IN OR OUT OF THE HOSPITAL AND OUTPATIENT HOSPITAL
TREATMENT:
such as physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment

-First $155.00 of Medicare Approved Amounts
$0
$0
$155.00 (Part B Deductible)






-Remainder of Medicare Approved Amounts
Generally 80%






Balance, other than $20 per office visit and up to $50 per emergency room visit.  The co-payment of up to $50 is waived if the insured is admitted to any hospital and the emergency visit is covered as a Medicare Part A expense
up to $20 per office visit and up to $50 per emergency room visit.  The co-payment of up $50 is wavied if the insured is admitted to any hospital and the emergency visit is covered as a Medicare Part A expense.

-Part B Excess Charges (above
 Medicare Approved Amounts)   
$0 $0
All costs
BLOOD
 
-First 3 pints
$0
All costs
$0
-Next $155.00 of Medicare
 Approved Amounts**
$0
$0
$155.00 (Part B Deductible)
-Remainder of Medicare
 Approved Amounts  
 
80%
 20%
$0
CLINICAL LABORATORY
SERVICES--BLOOD TESTS FOR DIAGNOSTIC SERVICES
100%
$0
$0
Part A & B
Plan A
Parts A & B
In 2010 Medicare Pays
Plan N Pays
You Pay
HOME HEALTH CARE - MEDICARE APPROVED SERVICES
Medically necessary skilled care services and medical supplies

-Durable medical equipment
100%
$0
$0
-First $155.00 of Medicare Approved Amounts**
$0
$0
$155.00 (Part B Deductible)
--Remainder of Medicare Approved Amounts 
80% 20%
$0
Other Benefits - Not Covered By Medicare Part B (Covered under Plan N)
Plan A
Services / Part B
Medicare Pays
Plan N Pays
You Pay
FOREIGN TRAVEL-
NOT COVERED BY MEDICARE
Medically necessary emergency care services beginning during the first 60
days of each trip outside the USA

-First $250 of each calendar year

$0
$0
$250
-Remainder of Charges
$0
80% to a lifetime benefit / maximum benefit of $50,000
20% and amounts over the $50,000 lifetime maximum
Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan K, Plan L, Plan M, Plan N
*A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
**Once you have been billed $155.00 of Medicare Approved amounts for covered services (which are noted with an asterisk), your Part B Deductible will have been met for the calendar year.

Brindle Insurance Group is not associated with Medicare, Social Security or any other Government Agency.

The information on this site is an overview for generalization only. For exact definition of terms, benefits, exceptions  and exclusions as well as any waiting periods, you must see the policy itself. 

The Policy contained herein may have some Limitations and Exclusions.